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Terms & Conditions

Last Updated: January 2026
 

These Terms and Conditions (“Terms”) govern your access to and use of https://novaroifinance.com (the “Website”) and any services provided by Nova ROI Finance LLC, a Virginia limited liability company (“Company,” “we,” “us,” or “our”).
 

By accessing this Website or requesting services, you agree to be bound by these Terms. If you do not agree, do not use the Website or Services.
 

1. Scope of Services

Nova ROI Finance LLC provides financial, bookkeeping, operational, and advisory services, which may include but are not limited to:

  • Bookkeeping and financial record maintenance

  • Payroll coordination and support

  • Financial reporting and analysis

  • CFO-level advisory and systems design

  • Strategic and operational financial guidance

Specific services, scope, responsibilities, fees, and confidentiality obligations are governed exclusively by a separate written client service agreement. These Terms govern Website use and general engagement only.
 

2. Advisory Role & Client Responsibility

You acknowledge and agree that:

  • We act in a professional advisory and service capacity only.

  • We do not act as your legal counsel, tax advisor, investment advisor, auditor, or fiduciary unless explicitly agreed to in writing.

  • We do not make final business decisions on your behalf.

All business decisions, approvals, and implementations remain solely the responsibility of the client, even when we provide bookkeeping or financial services.
 

3. Standard of Care; No Malice or Intentional Misconduct

We perform our services in good faith, using commercially reasonable efforts and generally accepted professional standards applicable to bookkeeping and financial advisory services.

You agree that:

  • We are not liable for errors or omissions that arise despite acting in good faith and without willful misconduct, fraud, or gross negligence.

  • No service is guaranteed to be error-free due to the nature of financial systems, third-party platforms, and information provided by clients.

This section is intended to reflect a reasonable professional standard, not a guarantee of perfection.
 

4. No Guarantees of Results

You acknowledge that:

  • No guarantees are made regarding profitability, tax outcomes, compliance outcomes, growth, savings, or financial performance.

  • Any forecasts, projections, or examples are illustrative only.

  • Outcomes depend on factors outside our control, including client decisions, third-party systems, regulatory changes, and market conditions.

Use of our services is at your own business risk.
 

5. Not Legal, Tax, or Investment Advice

Unless expressly stated in a written agreement:

  • We are not attorneys, CPAs, or registered investment advisors.

  • Information provided does not constitute legal, tax, or investment advice.

  • You are responsible for consulting appropriate licensed professionals.
     

6. Access to Sensitive Financial Information

As part of providing services, we may have access to confidential and sensitive financial information, including banking details, payroll data, employee information, and financial records.

  • We take reasonable steps to safeguard such information.

  • However, no system is completely secure, and you acknowledge inherent risks in electronic data handling.

  • Confidentiality obligations and data protection standards are governed by your client service agreement, not solely these Terms.
     

7. Website Forms & User-Provided Information

The Website may collect basic contact information such as name, email address, phone number, and message content.

  • You are advised not to submit sensitive financial, banking, payroll, or confidential information through Website forms.

  • If you voluntarily include such information, you do so at your own risk, and we disclaim liability for information submitted outside secure engagement channels.

Submitting information through the Website does not create a client relationship.
 

8. Free Consultations/Financial Fitness Assessments

Any free consultation offered through the Website is:

  • For informational purposes only

  • Not professional advice

  • Not a substitute for a formal engagement

No client relationship is formed unless and until a written agreement is executed.
 

9. Limitation of Liability

To the fullest extent permitted by law:

  • We are not liable for indirect, incidental, consequential, special, or punitive damages.

  • Our total liability arising from Website use or Services shall not exceed the fees paid to us in the three (3) months preceding the event giving rise to the claim.

Some jurisdictions may not allow certain limitations.
 

10. Indemnification

You agree to indemnify and hold harmless Nova ROI Finance LLC and its members, employees, and contractors from claims arising from:

  • Your business decisions

  • Your misuse of the Website

  • Information you provide that is inaccurate, incomplete, or misleading

  • Your violation of these Terms or applicable law
     

11. International Clients

We may serve clients worldwide. You are responsible for compliance with local laws, regulations, and reporting requirements in your jurisdiction.

We make no representation that services comply with laws outside the United States unless expressly agreed in writing.
 

12. Intellectual Property

All Website content, methodologies, systems, and materials are the property of Nova ROI Finance LLC and may not be copied or reused without written permission.
 

13. Governing Law & Venue

These Terms are governed by the laws of the Commonwealth of Virginia.

Any dispute shall be resolved exclusively in state or federal courts located in Virginia.
 

14. Modifications

We reserve the right to update these Terms at any time. Continued Website use constitutes acceptance of changes.
 

15. Contact

Nova ROI Finance LLC
Email: hello@novaroifinance.com
Website: https://novaroifinance.com

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